For Finance Managers & F&I Teams

See the credit
before the customer hits the box.

No more surprises in F&I. AVA™ gives your finance managers Equifax soft-pull credit data, verified ID, and trade payoff amounts before the deal lands — so you structure deals that lenders approve.

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Equifax

Soft pull credit data

IDV

Government ID verification

SOC2

Compliant & secure

KYC

Know Your Customer ready

The Problem

You're sending bad deals to F&I.

By the time a deal lands in the box, options are limited and the customer is emotionally invested in expectations that may be impossible.

Deals structured on assumptions

Credit is never pulled — or estimated from score guesses. The desk builds a deal structure that doesn't survive a real bureau. You discover the truth when it's too late to restructure without losing the customer.

Trade payoffs blow up at the desk

Desk managers estimate payoffs because they don't have time to verify. When the actual lien quote comes back, negative equity surfaces and the entire deal collapses — after the customer already thinks they have one.

No ID means lender headaches

Identity is never verified upfront, creating fraud risk and lender stipulation delays. Deals get kicked back, funding stalls, and chargebacks eat into profit on deals you thought were closed.

Identity Verification

ID scan triggers credit. One step.

Verify identity and pull credit in a single workflow. Government ID scanning, biometric matching, and Equifax soft pull - all in one step. No manual data entry or separate verification processes.

What This Means

Every customer that reaches F&I is already verified and credit-checked. No surprises, no delays, no compliance gaps.

Explore VeriDrive

VeriDrive Credit - IDV to credit in one step

Lender Compliance

One-click lender packages. No manual work.

Generate due diligence reports that lenders accept. AVA™ IDV reports document every verification step, giving your dealership proof of compliance and helping secure faster approvals.

What This Means

Demonstrate due diligence to every lender with a single report. Faster approvals, fewer chargebacks, stronger relationships.

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Inventory Matching

Approval in. Matching inventory found.

Stop guessing which vehicle fits. MatchBook automatically searches your inventory against lender programs and the customer's credit profile to surface the deals most likely to get funded.

What This Means

Turn every credit profile into a matched deal. MatchBook finds the profitable path through your inventory.

Explore MatchBook