DealerTrack 
Activix 
AutoTrader 
CarGurus 
Add credit qualification to your product. Skip the 18-month build.
AVA™'s API and SDK let you embed Equifax soft-pull credit, Black Book trade values, and lender-ready ID verification directly into your platform — under your brand, on your roadmap. Live in weeks, not quarters.
Your customers want credit qualification. You don't want to build it.
Adding credit, ID verification, and trade-in to your platform from scratch is a multi-quarter project that pulls in legal, compliance, integrations, and product. Equifax onboarding alone is 6+ months. Meanwhile, your customers are switching to platforms that already have it.
Build it yourself
Equifax onboarding, FCRA / PIPEDA compliance, ID verification vendor selection, KYC flows, lender-ready report templates. Twelve to eighteen months of product engineering you wanted to spend somewhere else.
Send users to a third-party tool
Hand users off to an external credit pull tool. They leave your product. Half don't come back. Your product looks incomplete.
Do nothing
Your competitors ship credit features. Customers churn to whoever offers the full workflow in one product.
AVA™ powers credit, trade, and ID inside your product — not next to it.
Your customers experience a single, native workflow inside the product they already use. Behind the scenes, AVA™ handles Equifax soft-pull credit, ID verification, biometric matching, Black Book trade valuations, and lender-ready compliance reporting.
Embedded Credit
Equifax soft-pull credit reports — full bureau data, score, payment history, debt utilization, and AVA™'s detected insights (Prime / Subprime / Newcomer / Negative Equity). Available via REST API or drop-in JS SDK.
Embedded Trade
Black Book and Canadian Black Book trade-in valuations, lien lookup, payoff data, and equity calculations. Returns clean, structured JSON for any UI you build.
Embedded ID Verification
Government ID capture + verification, biometric selfie match, fraud signals, and lender-ready IDV reports. US and Canadian ID types supported.
Compliance Covered
AVA™ holds the Equifax relationship, FCRA / PIPEDA compliance, SOC 2 Type II audit, and the data security infrastructure. You don't hire a compliance team to ship credit features.
Wholesale Pricing or Rev-Share
Two commercial models: (1) wholesale per-unit pricing on credit pulls and IDVs, you mark up to your customer. (2) revenue share, AVA™ collects from end customer, splits with you.
Co-Marketing & GTM
Joint launch announcements, "Powered by AVA™" badge, listing in the AVA™ partner directory, and access to AVA's 650+ dealer audience for lead generation.
Four steps from agreement to live in production
A predictable path to revenue, with our team alongside yours the whole way.
Apply
Submit the partnership form. We review fit (your customer base, integration scope, commercial fit). 5-day turnaround.
Sandbox + Docs
Get sandbox API credentials, full developer docs, and a dedicated solutions engineer for the build. Test with simulated credit and trade data.
Build & Test
Your team builds the integration. We're in Slack. Most partners ship a working integration in 3–4 weeks.
Launch
Co-announce the partnership. AVA™ listing, joint case study, and access to AVA's dealer network for early adopters.
Everything you need to ship
REST API
Full credit, trade, and ID endpoints. OAuth 2.0. Webhooks for async events.
JS SDK
Drop-in browser SDK. React + Vue + Svelte component bindings. ~12kb gzip.
White-label widget
Pre-built UI components, themable to your brand. Skip the design pass.
Sandbox environment
Full testing environment with seeded credit, trade, and ID data. No real bureau pulls during dev.
Equifax + Black Book covered
AVA™ holds the data partnerships. You never sign a separate Equifax contract.
SOC 2 Type II
Annual audit reports available under NDA. Inherits to your customers.
US + Canada coverage
Single API, both countries. Currency, language, ID type, and bureau handled automatically by region.
Dedicated solutions engineer
A real human in Slack during build. SLA-backed support after launch.
Become a Solutions Partner.
Tell us about your product, your customers, and what you want to build. We respond within 5 business days with a scope and next steps.
Apply to become a Solutions Partner.
Tell us about your product, your customers, and what you want to build. We'll respond within 5 business days with a partnership scope and next steps.